Individual Life Insurance

In all of its forms, life insurance has one main benefit. Life insurance pays an income tax-free death benefit which is paid direct to your beneficiary upon your death.

Life insurance also gives you options that can reduce taxes immediately as well as build tax-advantaged income for retirement and/or provide assets to offset estate taxes. The two major types of insurance coverage are Term Insurance and Cash Value Insurance. If you, a friend or family member want a second opinion on an Individual Life Insurance Plan, contact Coastal Financial Group to see what we can do for you.